Privacy Policy

1. Introduction

Welcome to Paidnot ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our subscription and expense tracking application.

2. Information We Collect

2.1 Information You Provide

• Account information (email address, name)
• Subscription and expense data you enter (names, amounts, frequencies)
• Payment information (processed securely through Stripe)
• Family sharing information (email addresses of invited members)

2.2 Automatically Collected Information

• Device information and browser type
• Usage data and analytics
• Log data and IP addresses

3. How We Use Your Information

We use the collected information to:

• Provide and maintain our service
• Process your subscription payments
• Enable family sharing features
• Send you important updates about your account
• Improve our application and user experience
• Provide AI-powered spending insights (Pro feature)
• Respond to your inquiries and support requests

4. Data Storage and Security

Your data is stored securely using Supabase, which provides enterprise-grade security. We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

Important: We never store your actual bank credentials or payment card details. All payment processing is handled securely by Stripe, a PCI-compliant payment processor.

5. Data Sharing

We do not sell your personal information. We may share your data with:

• Service Providers: Stripe (payments), Supabase (database), Google (AI analysis for Pro users)
• Family Members: If you use family sharing, your shared expenses are visible to invited members
• Legal Requirements: When required by law or to protect our rights

6. Your Rights

You have the right to:

• Access your personal data
• Correct inaccurate data
• Delete your account and associated data
• Export your data (Pro feature)
• Withdraw consent at any time

7. Cookies and Tracking

We use essential cookies to maintain your session and remember your preferences. We do not use third-party tracking cookies for advertising purposes.

8. Children's Privacy

Our service is not intended for children under 16. We do not knowingly collect personal information from children under 16. If you believe we have collected such information, please contact us immediately.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.